We welcome you to our website platform inflaguard.com (hereinafter the “Platform”). These Terms of Service create a legal Agreement (the “Agreement”) between InflaGuard s.r.o. IČO 19923902, a company organized and registered in Czech Republic having its registered business address as Kurzova 2222/16, Stodůlky (Praha 13), 155 00 Praha (hereinafter “we,” “us,” “Our,” “or “InflaGuard s.r.o.”) and the Users of the website entering into this Agreement (hereinafter “you” or “your”). Inflaguard is a company engaged in the facilitation of peer-to-peer (P2P) loans, acting as an intermediary through leveraging the resources of other companies. It is a digital platform designed to facilitate investment opportunities for individuals seeking to generate financial returns while also making a beneficial impact on society and the environment. Inflaguard provides support to lending companies in Southeast Asia, facilitating access to financing for individuals and small businesses. This not only enables them to prosper but also fosters the growth and prosperity of entire communities. Inflaguard provides a User-friendly and secure solution for investors to actively engage in this process and have a tangible impact on the well- being of individuals in times of need. This Agreement governs your use of the Platform its services, features, and information available on the Platform. (hereinafter the “Service”). By accessing or using the Platform, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree to these Terms, please refrain from using the Platform. Your continued use of the Platform constitutes your acceptance of these Terms.
By agreeing to these terms and conditions by utilizing the Platform, you confirm that you are at least 18 years old and possess the legal capacity to enter into a legally enforceable agreement. Moreover, you acknowledge that any information provided by you is accurate and truthful to the best of your knowledge. If you are a minor under the age of 18 but comply with the legal age requirements of your country, you are permitted to utilize this platform. By utilizing this Platform, you hereby consent to adhere to all pertinent laws and regulations. Furthermore, it is important to acknowledge that any improper use or unlawful access to the Platform through the provision of false information could lead to the termination of your account.
We reserve the right, at our exclusive discretion, to alter, amend, append, supplement, or remove any of the terms and conditions of this Agreement at any time. However, we will make reasonable endeavors to inform you of any significant modifications, as determined solely by us, through means such as email, website announcements, and pop-up notifications. Users are advised to regularly access this webpage to stay informed about any updates to the Service. The updated date at the end of this agreement should be checked, and the Agreement should be reviewed to identify any changes in the terms. If any subsequent modifications to this Agreement are deemed unsatisfactory by you, it is imperative to cease utilization of the Service promptly and initiate the withdrawal of your investment by employing KYC procedures. The Users ongoing utilization of the Services subsequent to any modification to this Agreement signifies their full acceptance of all such revisions.
Investors from all over the world can take advantage of the peer-to-peer investment opportunities that Inflaguard offers. However, in order to begin investing through the platform, the Users must first register on the platform. In addition to coming up with a one-of-a-kind password, the User will be required to provide a legitimate email address. The Users will be requested to fill out a form and submit some personal information, such as their name, address, date of birth, and phone number, in order to fulfill the Know Your Customer (KYC) requirements. Any personal information that you provide will be kept strictly confidential and will only be used for the purpose of verification. The User can have peace of mind knowing that Inflaguard places a high priority on protecting their privacy and security. A comprehensive set of security measures has been put into place by our company to safeguard the personal information and account of our Users from any unauthorized access or misuse. Furthermore, in order to guarantee that the data of the User is treated with the utmost level of security and integrity, our platform is in compliance with stringent privacy laws and legislation. You are solely responsible for the protection and security of any password or login you use to access the Platform. You are also fully liable for all actions taken on the Platform that can be linked or traced back to your Username or password. If your password or Username is lost or stolen, you must notify Inflaguard immediately. In the event that a User suspects that their password or account has been utilized without their consent, it is essential that they promptly inform Inflaguard. It is crucial to promptly report any instances of unauthorized password or account usage to prevent additional unauthorized access or potential misuse of the account. The Customer Service team of Inflaguard is accessible to provide assistance in the process of securing your account and conducting investigations on any instances of suspicious activity. In order to enhance the security of your account, it is advisable to regularly update your password and utilize a combination of alphanumeric characters and symbols. Implementing these security measures will enhance the safeguarding of your account and uphold the integrity of your online transactions.
Investors may utilize our platform to allocate funds towards consumer loans based on the available packages, diversifying their investment portfolio and potentially earning attractive returns. Our platform provides transparency and detailed information on each loan package, allowing investors to make informed decisions. Additionally, investors have the option to reach out to our customer service to invest a specific amount in order to achieve a desired Annual Percentage Rate (APR) return on their investment. This personalized approach ensures that investors can tailor their investment strategy to meet their financial goals and risk tolerance. Our customer service team is dedicated to assisting investors in maximizing their returns and achieving financial success. Our platform offers a maximum potential APR of 13.6% for investors who are looking to maximize their returns. This high potential APR allows investors to earn a competitive rate of return on their investment, making our platform an attractive option for those seeking financial growth, which is disclosed in advance. The Annual Percentage Rate (APR) is subject to variation depending on the level of demand. Investors should carefully consider their financial goals and risk tolerance before making any investment decisions. Additionally, our customer service team is available to provide guidance and support throughout the investment process. If the User wishes to initiate a withdrawal of their investment, they are required to formally request it by sending an email to Inflaguard. The email should provide specific details regarding the withdrawal. Inflaguard will subsequently execute the request in accordance with their established policies and procedures, conducting Know Your Customer (KYC) procedures, which may entail a waiting period prior to the release of funds. It is important for the User to ensure that all necessary information is included in the email to expedite the withdrawal process. Once the KYC procedures are completed, Inflaguard will proceed with releasing the funds to the designated account.
Unless specified otherwise in this agreement, the architecture of the Platform, which encompasses the software, source code, text, images, and all other content and materials that constitute the Platform (referred to as "Content"), including but not limited to copyrights, trademarks, trade dress, or other intellectual properties, are either owned, controlled, or licensed by Inflaguard. The Content is intended exclusively for individual personal use. There is no provision for granting or transferring any rights, titles, or interests in any Content to you as a consequence of your utilization of the Platform. Specific components of the Platform may provide you with the capability to share Content with your acquaintances on social media platforms. The aforementioned features provide the User with a restricted license to exhibit the Content as instructed. It is agreed upon that the User does not possess any additional rights, ownership, or stake in the Content. By engaging in the act of sharing Content on social media platforms, you acknowledge and accept full responsibility for any potential consequences that may arise as a result of such sharing. Furthermore, it is important to note that the Platform holds no liability for any instances of misuse or unauthorized utilization of the Content by third parties. Furthermore, you acknowledge and consent to comply with the terms and conditions established by the social media platforms when engaging in the sharing of said Content. Subject to the preceding statement, it is prohibited for you to replicate, make available to the public, transmit, distribute, exhibit, alter, generate derivative works from, trade, or engage in any commercial transaction involving, or exploiting in any manner, any of the Content found on the Platform. The unauthorized use of the Content is strictly prohibited and may result in legal consequences under applicable federal, state, or international laws. It is crucial to comply with and show respect for these limitations in order to safeguard the intellectual property rights of the Content and the Platform. Unauthorized use or infringement of intellectual property may lead to legal consequences, such as potential financial penalties or legal action being pursued against the infringer.
Unless explicitly stated in writing, all Content and other materials that constitute the Service are the property of Inflaguard and its licensors. These materials are owned, controlled, or licensed by Inflaguard and are legally protected against unauthorized use. The entirety of the Services contents is protected by copyright laws and/or similar laws of other jurisdictions. The trademark "Inflaguard" and its logos are owned by Inflaguard. The use of these trademarks without our explicit written permission is prohibited. Any use of these trademarks without proper authorization is strictly prohibited. It is crucial to uphold and comply with these intellectual property rights to mitigate any potential legal ramifications. By utilizing the Service or duplicating and retrieving content from the Service, you do not obtain any form of ownership rights. The User is prohibited from reproducing, distributing, publishing, or otherwise utilizing the Content unless explicitly authorized by Inflaguard in writing. The Users hereby grants Inflaguard a limited, non-exclusive, worldwide, perpetual, irrevocable, royalty-free license to utilize all feedback, statements, suggestions, ideas, and other submissions disclosed or submitted to Inflaguard in relation to the Users utilization of the Service. Inflaguard may exercise this license in any manner it deems appropriate, including but not limited to making, using, importing, reproducing, modifying, creating derivative versions of, distributing, publicly displaying, and publicly performing such submissions. This license applies to all forms and media currently known or developed in the future and does not require compensation to the User or identification of the User as the creator. The User acknowledges that the clauses outlined in this section will remain in effect even after the Users account(s), the Service, or this Agreement is terminated. You acknowledge and agree that Inflaguard possesses the right to utilize your Submissions for any purpose it deems appropriate, without any obligation to provide compensation or attribution as the originator. The aforementioned rights shall persist in the event of account termination or termination of this Agreement. The User is required to include and not modify or delete any Inflaguard trademark, copyright, or other proprietary rights notices provided by Inflaguard in relation to the Service. This applies when using or sharing content or engaging in any other use of the Service. The User also agrees to adhere to any usage guidelines that may be periodically provided by Inflaguard. The User acknowledges and agrees that any positive reputation or value associated with the use of Inflaguard trademarks belongs solely to Inflaguard. The Users also agree not to dispute Inflaguards ownership or authority over any trademarks, and not to use or create any trademarks that may cause confusion with Inflaguards trademarks. Additionally, it is acknowledged that Inflaguard maintains exclusive ownership of all rights, title, and interest in the Service and its content. You are prohibited from reproducing, modifying, distributing, or creating derivative works based on the Service without obtaining prior written consent from Inflaguard. By accepting these terms, you acknowledge that any unauthorized utilization of Inflaguards trademarks may lead to legal proceedings being initiated against you.
We make every effort to guarantee that the information that is displayed on the Platform is comprehensive, accurate, and up to date. However, despite our best efforts, there is a possibility that the information that is displayed on the Platform may on occasion be incorrect, lacking, or out of date. It is possible that any and all of the details, descriptions, and packages of the investment that are available on the Platform could be altered at any time without prior notice. It is not our obligation to guarantee that the information, content, or materials that are made available on the Platform are accurate or comprehensive. It is essential to keep in mind that the material that is shown on the Platform is intended solely for the purpose of providing general information and should not be relied upon as the primary basis or foundation for making decisions. When making any decisions on investments based on the information that is supplied, Users should first seek the advice of a professional financial advisor or do their own independent research. Furthermore, we do not accept any responsibility for any mistakes or omissions that may be included in the information that is supplied on the Platform. The fact that some investment plans are included on the Platform at a specific time does not imply or guarantee that these plans will be accessible at any time in the future. Please be aware that we have the right to withdraw any and all plans, offers, and services at any time at our sole discretion, including shifts in the demand of the market or the requirement to introduce new offerings. On the other hand, we will make every attempt to provide Users with advance notice of any discontinuance or unavailability of plans, offers, and services, should they become unavailable. The fact that we have decided to stop providing such plans, offers, and services does not reflect the quality or performance of the investment opportunities on the platform. The sole basis for this decision is our company strategy and the conditions of the market.
By opting to subscribe to the Platform or establishing an account on the Platform, it is hereby acknowledged that we have the right to transmit communications or data pertaining to our offerings and services to you. The User consents to receive communications from our company. Unless the use of email is essential for the purpose of facilitating a transaction, such as the completion of an investment transaction or the provision of investment-related information, we will provide you the option to decline to receive these commercial emails from our company. This can be achieved by adhering to the opt-out instructions outlined in the respective message. It should be noted that there is a possibility of receiving non-commercial messages from us, such as important updates or account-related information, even if you decide to opt out of receiving commercial emails. In addition, we may periodically send you promotional offers or newsletters that we deem relevant to your interests.
We retain the right, without prior notice, to restrict the amount of investment and/or deny your investment if we consider it constitutes a risk to your financial stability. This decision is taken in accordance with our internal policies and processes to safeguard the safety of our investors and the general health of our company and is based on our sole discretion. Verification of information may be required prior to accepting any investment. This precaution is being introduced to protect against potential fraudulent behavior and to ensure the integrity of our investment process. We appreciate your patience and cooperation in this matter, as we work to ensure the highest level of financial security for all parties concerned. In addition, we reserve the right to contact Users for further information or clarification as needed to confirm the validity of all investments. Your contribution in providing accurate and timely information will allow us to make informed choices that benefit both our investors and the company.
The Platform has the potential to incorporate hyperlinks to external websites that are not under the management or control of Inflaguard. These websites may also feature content that has been placed on or via the Platform by third parties. The responsibility for any errors or omissions in the content displayed on the Platform, as well as the content or services of any external Platform that is hyperlinked or contains a hyperlink, and the privacy and security practices of these external Sites, shall not be attributed to Inflaguard. Furthermore, Inflaguard shall not be held liable for any loss or damage that may occur as a consequence of using any content posted or contained in emails, transmitted or displayed through the Platform, or resulting from accessing external sites. The User bears full responsibility for the use of the Platform, as well as any hyperlinks and access to external Sites. You acknowledge that Inflaguard disclaims authority over and absolves itself of any responsibility for any content on the Internet that can be accessed through the Platform. Inflaguard shall not be considered to have endorsed any of the content provided. Inflaguard absolves itself of any liability for the conduct or omissions of third-party providers, and any legal obligations resulting from these services are with the third-party supplier. Inflaguard prohibits third-party providers from asserting representation as agents, employees, or personnel, and cautions against interpreting the solutions they offer as those given by Inflaguard. Users should be aware that Inflaguard does not have authority over the quality and dependability of these services, as they are delivered by autonomous businesses. Hence, Users should exercise prudence and perform thorough research while interacting with third-party suppliers via Inflaguards platform. Users should be aware that Inflaguard does not endorse or provide a guarantee regarding the quality, reliability, or safety of the services offered by these third-party suppliers.
You acknowledge and consent to refrain from (i) publishing, transmitting, distributing, uploading, or endorsing any communications or content that may cause harm or have a negative effect on our business or services; (ii) engaging in any behavior or utilizing any method that limits, impairs, disrupts, or hinders any other User from utilizing or enjoying the Platform, or that compromises the security of the Platform; or (iii) utilizing any method or attempting to use any software, tool, agent, or other mechanism to navigate or search the Platform, or to duplicate content from the Platform. The terms and conditions explicitly forbid Users from participating in any activities that may pose a risk or detriment to our business. Furthermore, Users are prohibited from participating in any activities that hinder or interfere with other Users ability to utilize or derive services from the platform, or that undermine the security of the platform.
You expressly understand and agree that your use of the Platform is at your sole legal risk and the Platform is provided on an “As is” and “As available” basis. Inflaguard and its affiliates, subsidiaries, officers, directors, employees, agents, partners, and licensors, to the fullest extent permitted by applicable or mandatory law, expressly disclaim all warranties of any kind, whether express or implied, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, and non-infringement. In particular, Inflaguard does not provide any guarantee that (a) the investment Services will meet your specific requirements (b) the investment Services will result in any specific financial outcome or return on investment (c) past performance is indicative of future results (d) investing involves risk and may result in loss of capital, and (e) the investment Services will be uninterrupted, timely, secure, or error-free. It is important to carefully consider your individual financial goals and risk tolerance before utilizing any investment services. Any investment made through the Platform is undertaken at the Users own risk and under their own judgment, and they bear full responsibility for any financial losses incurred as a consequence of utilizing the Platform. No guarantee shall be created by any advice or information, whether verbal or written, obtained by you from Inflaguard or through the service, except explicitly specified in these terms.
You expressly acknowledge and agree that Inflaguard will not be held liable for any direct, indirect, incidental, special, consequential, or exemplary damages, including but not limited to damages for loss of profits, loss of business opportunities, goodwill, use, cost of procurement of substitute services, or other intangible losses. This applies even if you have been advised of the possibility of such damages. These damages may result from (a) the use or inability to use the Platform, (b) any changes made to the Platform or any temporary or permanent cessation of the Platform or any part thereof, (c) unauthorized access to or alteration of your data, (d) deletion, corruption, or failure to store, send, or receive your data on or through the Platform, (e) statements or conduct of any third party on the service, and (f) any other matter relating to the Platform. Inflaguard shall not be held liable for any damages, such as loss of financial gains resulting from the utilization or inability to utilize the Platform. Moreover, Inflaguard explicitly denies any liability for any harm caused by the unauthorized use or modification of your data on the Platform, including data loss or corruption, as well as the transmission of viruses or malware through the Platform. Furthermore, it is imperative to acknowledge that we cannot provide an absolute assurance of the security of your personal information. It is advised that you implement appropriate measures to safeguard your data when utilizing the Platform.
You agree to defend, indemnify, and hold Inflaguard, its directors, employees, agents, partners, and licensors harmless from any claim or demand, including reasonable lawyer’s fees, made by a third party, relating to or arising from (a) your use of the Platform; (b) any violation by you of these Terms. This obligation shall survive the termination or expiration of these Terms and/or your use of the Platform. By agreeing to these terms, you are acknowledging that you will be responsible for any of your use of the platform, any violations of these terms, or any infringement on the rights of others. This responsibility will continue even after the termination or expiration of these terms and your use of the platform.
These Terms shall be construed in accordance with the laws of the Czech Republic, without regard to any conflict of law provisions. The waiver of any provision of these Terms shall not be considered a waiver of any other provision or of our right to require strict observance of each of the terms herein. If any provision of these Terms is found to be unenforceable or invalid for any reason, that provision shall be severable, and all other provisions shall remain in full force and effect.
In the event of any controversy, claim, action, or dispute arising out of or related to any transaction conducted on this website, or the breach, enforcement, interpretation, or validity of this Agreement or any part of it, the party asserting the dispute shall first try in good faith to settle such dispute by providing written notice to the other party by registered mail describing the facts and circumstances including any relevant documentation of the dispute and allowing the receiving party 30 days from the date of mailing to respond to the dispute. Notice shall be sent to the office address of Inflaguard. In the event that Inflaguard is unable to resolve the dispute with you referenced above, you and Inflaguard both agree the parties shall resolve their dispute utilizing courts located in the Czech Republic.
In the event of any controversy, claim, action, or dispute arising out of or related to any transaction conducted on this website, or the breach, enforcement, interpretation, or validity of this Agreement or any part of it, the party asserting the dispute shall first try in good faith to settle such dispute by providing written notice to the other party by registered mail describing the facts and circumstances including any relevant documentation of the dispute and allowing the receiving party 30 days from the date of mailing to respond to the dispute. Notice shall be sent to the office address of Inflaguard. In the event that Inflaguard is unable to resolve the dispute with you referenced above, you and Inflaguard both agree the parties shall resolve their dispute utilizing courts located in the Czech Republic.
The duration of this Agreement shall continue as long as your investment is in effect and you continue to comply with the terms outlined above unless you or Inflaguard have voluntarily suspended or terminated it. If you fail to comply with any term or provision of this Agreement the privileges granted to you under this Agreement will terminate immediately and automatically without notice from Inflaguard.
We are committed to protecting and respecting your personal data. Please read the Privacy Policy to understand our views and practices regarding your personal data and how we will treat it. We are committed to protecting the privacy of visitors to the Platform. For information on how information is collected, used, or disclosed by us in connection with your use of the Platform, please refer to our Privacy Policy.
If you do not understand any of the foregoing Terms or if you have any questions or comments, please contact Inflaguard. Your satisfaction is our top priority, so dont hesitate to reach out to us for any assistance needed.
The buyer can pay for orders in the following ways: by bank transfer: the bank transfer details will be provided in the order confirmation. Credit card via Comgate. Your personal data is protected and the transmission of information is secured by encryption.
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